Raleigh Mortgage & Apex Mortgage Expert!

I am an Apex Mortgage Broker, and the source for your NC Loan and NC Mortgage in Raleigh, Durham, Chapel Hill, Cary, and Apex! I also provide assistance with Mortgages throughout the Southeast.

My name is Jim Pate, and I am a Raleigh Mortgage Banker at DNJ Gateway Mortgage in Raleigh, North Carolina. We have offices in the Raleigh, Durham, Chapel Hill, Cary, and Apex area as well as Wilmington, and Greenville, serving the general public as well as Active Military and Veterans in North Carolina, South Carolina, Virginia, Florida, Georgia and Maryland.

Apex Government Loan Specalist

I personally specialize in government loans including the NC VA Loan, NC FHA Loan, NC Rural Development Home loan as well as other government programs that offer down payment assistance in the form of “First Time Home Buyer” grant money, designed to get you into a home with little or no money out of your pocket, leaving you all of your financial resources to fix up that beautiful new home. I have a team of referral partners dedicated to getting you into than home with the seller, or our team, paying all of your closing costs.

Get the Apex Mortgage You Deserve!

I take great personal reward helping people to get that new home they deserve and work with the buyer from the start of their search until the closing, making sure that they are kept informed on the status of their loan and options available in the search process.

The Best NC VA Loans

Active Military and Veterans qualify for the best loan program out there, the VA Home Loan Program. Even with the recent changes to the guidelines on mortgages there are many ways in which to qualify for a new home using these programs even if you are not a Veteran. Many people have misconceptions regarding the NC VA Loan as well as other Federal and State government programs and I am here to make sure that you are given all of the facts to make an educated decision on the right mortgage for you.

Your Apex Mortgage Specialist

I have been in the Raleigh, NC area since 1990, and the previous founder and owner of an Raleigh Mortgage Banking company. I am intimately familiar with constantly changing guidelines, and diligently work to match you with the best loan product to suit your situation. I’ll also answer the most popular questions for you. Whether you are a Prospective Client or a Realtor Partner, I hope this site will give you the tools necessary to make a proper decision on a Apex Loan using the many available loan programs available including the 100% NC VA Loan, the 100% Apex Raleigh USDA Rural Development Home Loan, the 96.5% Apex FHA Home Loan, and the Apex Conventional Home Loan. We also have available down payment assistance programs that give down payment assistance for First Time Home Buyers.

Give Me a Call!

My direct office number is (919) 459-6512, and my mobile phone is (919) 395-8624. Remember, “it doesn’t cost a penny to talk”. Give me a call right now, and I will answer all of your questions, or click hereapply for mortgageto securely submit your information for immediate evaluation and I will get back with you very soon to provide an estimate to you. Don’t forget to check out my Customer Testimonials.